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Car insurance..... How much!!!
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Woodsmoke



Joined: 29 May 2010
Posts: 3209



PostPosted: Sun Jan 15, 2012 12:45 pm    Post subject:  Reply with quote

I'm less than £200 for a TD4 Freelander.............why the hell is car insurance Darn Sarf so expensive?  

If it's due to the amount of thieving, why not just shoot the little feckers once they're caught & do the rest of the country a favour?
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Jakey



Joined: 30 Dec 2010
Posts: 204


Location: West Yorkshire

PostPosted: Sun Jan 15, 2012 2:22 pm    Post subject: Reply with quote

The insurance companies would have you believe that ever increasing premiums are a direct result of ambulance chasing where there's blame there's a claim solicitors, uninsured drivers, and  crash for cash scams.

Yeah, right...profiteering!

Every year my premium goes up.
Every year I go online and compare quotes.
Every year I tell my insurers I can get cheaper cover elsewhere.
Every year my insurers suddenly offer me a cheaper premium!

Their profits rely on people's inertia  
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LadySlip



Joined: 11 Sep 2009
Posts: 2044


Location: Lincolnshire

PostPosted: Sun Jan 15, 2012 8:04 pm    Post subject: Reply with quote

...is bdooly daylight robbery   never mind profiteering
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Pilsbury



Joined: 01 Apr 2007
Posts: 2142


Location: Essex

PostPosted: Wed Jan 09, 2013 9:50 pm    Post subject: Reply with quote

and again
02 focus still that the insuranvce value at 1400 apparently
renewal from tesco insurance was 1000.48 but after trawling the comparison sites i found a local company that would give me full comp and protected no claims for 550, needless to say i have bought that one BUT i checked the 3 main comparason sites
compare the market  550
go compare  647
money supermnarket 771

the odd thing is all 3 quotes were from the same local company, right choice insurance and i obviously used the same details in each quote which i find very confusing.
I think my premium has dropped this year because i have been claim free for the last 5 years now, so much for the protected no claims but its the only thing i can think of thats changed except my age, oh and this year one of the questiong was where is the car parked mainly during the day and i could answer in a secure private car park as work now has a barrier at the enterance of the car park, might of helped to.
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Lorrainelovesplants



Joined: 28 Mar 2008
Posts: 2496


Location: North Cornwall

PostPosted: Thu Jan 10, 2013 8:35 am    Post subject: Reply with quote

Ive got the unenviable job of finding out how much it would be to allow Kate (soon to be 17) on insurance.

Despite the fact that common sense is in very short supply, we acknowledge the fact that learning to drive is essential in a rural area like ours.
I think insuring her in her own right is going to be astronomical, and as she wont have a car of her own for a few years, going onto either of ours may be the cheapest bet.

Not a chore Im looking forward to.
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lizzie44



Joined: 13 Jan 2009
Posts: 2741


Location: Norfolk

PostPosted: Thu Jan 10, 2013 2:15 pm    Post subject: Reply with quote

Just got my quote for the little Suzuki WagonR which in all honesty is the nost versatile car Ive ever had. £120. That'l do nicely. Love Lizzie
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Pilsbury



Joined: 01 Apr 2007
Posts: 2142


Location: Essex

PostPosted: Wed Jan 08, 2014 2:42 pm    Post subject: Reply with quote

And again, surprisingly my renewal quote is £550, the same as last year but im still goimg to do the comparison sites tonight to see how thst goes.
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Border



Joined: 28 Sep 2007
Posts: 4092



PostPosted: Wed Jan 08, 2014 3:48 pm    Post subject: Reply with quote

Lorrainelovesplants wrote:
Ive got the unenviable job of finding out how much it would be to allow Kate (soon to be 17) on insurance.

Despite the fact that common sense is in very short supply, we acknowledge the fact that learning to drive is essential in a rural area like ours.
I think insuring her in her own right is going to be astronomical, and as she wont have a car of her own for a few years, going onto either of ours may be the cheapest bet.

Not a chore Im looking forward to.


Over here Insurance Companies have stopped insuring youngters on their parents policy. If parents still want to insure their kids on their policy the Premium goes sky high. Plus the fact if the youngter smashes up the car the parents miss their no claims bonus, Thus reciving an extra cost at renewal time.

The cheapest way over here, is to buy the youngter a cheap car and let them have their own insurance and if they keep the car on the road without any claims then in a few years (I think its 5 years today) they will have a fairly cheap Insurance, if they keep away from the merc's , Ferrari's and lambo's and keep to small runabouts.

None of my parents wanted me driving their cars or trucks, so my old man brought me a primrose yellow mini 850, that was 14 years old and "cheap as chips" to run and insure.

At the age of 21 I brought a Triumph stag and got very reasonable rates, mind you that was early 70's.
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hughesy



Joined: 22 Jan 2013
Posts: 1071


Location: Anglesey

PostPosted: Mon Jan 20, 2014 8:16 am    Post subject: Reply with quote

We have a transit van for business use which I have my 22 year old son on as a named driver and it was only 330 quid fully comp. When I enquired about getting him on our Land Rover policy they wanted over a grand! Makes no sense. Recently got quotes for the missus as we're looking for another car for her but as we're using our no claims on the van and the LR she'd have to start again. Get this, fully comp on a Volvo V70 T5, yes the 150mph one like the cops use, with no no claims discount, 194 quid! Again, makes no sense.
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sod
Moderator


Joined: 18 Dec 2007
Posts: 13172


Location: Masterton New Zealand

PostPosted: Mon Jan 20, 2014 8:53 am    Post subject: Reply with quote

Hughesy you sound   but as said before on here "common sense" is the missing gene

Here all car insurance has an offer all drivers, alldrivers over 25, named drivers only and all drivers over 25 plus named drivers under 25. BUT the excess is the thing you have to check. Most firms now have a no claim disscount  built into the premium forever "There adds claim"
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Pilsbury



Joined: 01 Apr 2007
Posts: 2142


Location: Essex

PostPosted: Mon Jan 20, 2014 2:33 pm    Post subject: Reply with quote

Got my insurance renewed at the same place, i did online comparisons an they were all around tue £690 mark so phone the original company back, got the same guy who quoted me £550 and as i was explaining he said he remwmbered me and the quote was £500 wasnr it, i didnt correct him and the policy was renewed for that.....
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sod
Moderator


Joined: 18 Dec 2007
Posts: 13172


Location: Masterton New Zealand

PostPosted: Mon Jan 20, 2014 7:15 pm    Post subject: Reply with quote

     
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kaz
Site Admin


Joined: 09 Feb 2007
Posts: 13468


Location: North Wales

PostPosted: Tue Feb 04, 2014 1:34 pm    Post subject: Reply with quote

My insurance quote was up as usual from last year, got a lower quote from comparison websites and my existing insurer applied 'discounts' to beat them
So now I am paying less than last year    but it's annoying that we have to go through this hassle everytime
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Justme



Joined: 10 Feb 2007
Posts: 1939


Location: Pwllheli

PostPosted: Wed Feb 05, 2014 8:52 pm    Post subject: Reply with quote

I have just had to take out a new motor policy. It cost £320. I actually felt that it was quite cheap for the cover. When the docs came it had the true cost that the insurer charged the broker. It was just £220, so the broker put nearly a 1/3rd on top just for doing the paper work compared to the risk the insurer is taking.
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Pilsbury



Joined: 01 Apr 2007
Posts: 2142


Location: Essex

PostPosted: Tue Dec 30, 2014 3:13 pm    Post subject: Reply with quote

And again, comparison sites are all coming up with Hastings essensisls this year for between £445 and £489 but a little way down the page is hasting premier which has the legal cover, breakdown cover, courtesy car and the rest of the bells and whistles on for £529, just £29 more than I paid this year but the biggest difference would be an excess of just £100 rather than the £500 I currently have.


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"Thousands of candles can be lighted from a single candle, and the life of that candle will not be shortened, Happiness never decreases by being shared." - Buddha
http://www.kiva.org/invitedto/in_memory_of_mum/by/antony4150
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