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Car insurance..... How much!!!
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Pilsbury



Joined: 01 Apr 2007
Posts: 2142


Location: Essex

PostPosted: Tue Dec 23, 2008 9:48 pm    Post subject: Car insurance..... How much!!!  Reply with quote

just got my renewal through, with all the bits they stick on top and a credit charge for instalments they want £720 for my 13 year old cavalier full comp, I hve 10 years protected no claims so i think its a bit much ( last year was about £550) from Kwik fit
So I went onto www.moneysupermarket.co.uk and filled in my details, the best quote I got back for the equivilent policy was £483, paying in instalments or £420 if I pay in a lump sum.
You would think that it was a no brainer and to go for the moneysupermarket quote the problem I have is the online quote is with......











Kwik fit :xshock:  :xshock:  :xshock:
I will call them in the morning and ask why the postal quote is £300 more than the online one
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"Thousands of candles can be lighted from a single candle, and the life of that candle will not be shortened, Happiness never decreases by being shared." - Buddha
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dtalbot



Joined: 18 Sep 2007
Posts: 2663


Location: Derbyshire

PostPosted: Tue Dec 23, 2008 10:23 pm    Post subject: Reply with quote

Just take the deal, common practice to ramp the renewal quotes and rely on intertia! I've often saved cash while staying with the same company by using price comparison sites or getting a fresh quote from the company website.
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Holly



Joined: 28 May 2008
Posts: 160


Location: West Yorkshire

PostPosted: Wed Dec 24, 2008 9:01 am    Post subject: Reply with quote

It may be a different Underwriter.  Holly is insured with M&S, underwritten by AXA and Gypsy is insured with Sainburys, underwritten by AXA  
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bodger



Joined: 10 Feb 2007
Posts: 32836


Location: Ever so slightly around the bend.

PostPosted: Wed Dec 24, 2008 11:34 am    Post subject: Reply with quote

It still seems a hefty premium to me Tony.

We tend to try Tesco and Asda and at the moment, I'm with Direct Line.
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Justme



Joined: 10 Feb 2007
Posts: 1939


Location: Pwllheli

PostPosted: Wed Dec 24, 2008 3:07 pm    Post subject: Reply with quote

I went with "I Buy Eco" this year as they were loads cheaper than the renewal & other quotes. Paid £100 for TPFT.

Oh & thats with me having 6 points & OH 3 cos we live in 2 mph over the limit gets you a prize Wales.

Justme
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green man



Joined: 19 Jun 2007
Posts: 6656


Location: Herefordshire

PostPosted: Wed Dec 24, 2008 4:49 pm    Post subject: Reply with quote

Why FC?
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Hawkeye



Joined: 18 Feb 2007
Posts: 1064


Location: Close to paradise

PostPosted: Wed Dec 24, 2008 6:42 pm    Post subject: Reply with quote

I used to be with the Co-op for years, have changed to NFU lasi year.
Mercedes vito 7 seater £212 Fully comp me and the wife
Vauxhall frontera 4x4 £200 TPFT
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Pilsbury



Joined: 01 Apr 2007
Posts: 2142


Location: Essex

PostPosted: Wed Dec 24, 2008 8:31 pm    Post subject: Reply with quote

bodger wrote:
It still seems a hefty premium to me Tony.

We tend to try Tesco and Asda and at the moment, I'm with Direct Line.


Ichecked  through the tesco comparasen site as well and kwik fit was the cheapest there as well.
my premium is cheap for my area, my mate son just passed his test and was quoted £1200 TPFT in a 10 year old fiesta
_________________
"Thousands of candles can be lighted from a single candle, and the life of that candle will not be shortened, Happiness never decreases by being shared." - Buddha
http://www.kiva.org/invitedto/in_memory_of_mum/by/antony4150
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dan



Joined: 08 Mar 2008
Posts: 6759


Location: Borth

PostPosted: Wed Dec 24, 2008 10:24 pm    Post subject: Reply with quote

broker king weve got one of our cars with, came up over £400 cheaper than anywhere else
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stumbling goat



Joined: 12 Jan 2009
Posts: 68



PostPosted: Thu Jan 15, 2009 8:58 am    Post subject: Reply with quote

the cheapest insurance for one year cost either £15 or minus £15, or something equally ridiculous like that.

it was featured on mse site after a lady used a "moneyback" website to get her car insured.

not sure how it works but may be worth looking into.

hj
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Bryggmester



Joined: 01 Sep 2008
Posts: 211


Location: N.E.Essex

PostPosted: Thu Jan 15, 2009 9:04 am    Post subject: Reply with quote

I recently had the quote for insurance renewal of my venerable LR110 from Saga. It was about £217. Went on line and found a quote for £90 less then rang Saga and gave them the opportunity of matching it which they did. £90 saved by twenty minutes work
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varminty



Joined: 05 Jan 2009
Posts: 109


Location: gloucestershire

PostPosted: Thu Jan 15, 2009 9:22 am    Post subject: Reply with quote

If you go onto the Quidco site, see if the insurance company you decide to go with is on there, if it is go via the quidco site to that companys website and you will get money back

http://www.quidco.com/browse/

There are other sites that do simular i think, but have not found them yet.

I know of some people that have got £100s of pounds via quidco.
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Pilsbury



Joined: 01 Apr 2007
Posts: 2142


Location: Essex

PostPosted: Mon Jan 04, 2010 10:19 am    Post subject: Reply with quote

and this year my Kwik fit postal renewal is £936.23 , Go Compare can get it done for £500 by insuring with












KWIK FIT !!!!!

again checked direct line, Tesco and the others are on Go Compare and Im just going to see if I can get cover from the Market traders federation before I go ahead.
_________________
"Thousands of candles can be lighted from a single candle, and the life of that candle will not be shortened, Happiness never decreases by being shared." - Buddha
http://www.kiva.org/invitedto/in_memory_of_mum/by/antony4150
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ClaireK



Joined: 05 Dec 2008
Posts: 1867


Location: Lincs

PostPosted: Mon Jan 04, 2010 2:40 pm    Post subject: Reply with quote

I have had this problem with AA for insurance, they wanted and extra £90 for nothing. When I went on line and got a quote, phoned them back and asked them to justify the difference, they couldn't. The threat of taking my dosh somewhere else made them refund the difference. I now do it with everything from car insurance to recovery, household ins etc. It is certainly worth the extra 15 mins on line, and the money stays in my pocket not the insurance company

Claire
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MrsWW
Moderator


Joined: 10 Feb 2007
Posts: 9883


Location: West Sussex

PostPosted: Mon Jan 04, 2010 5:27 pm    Post subject: Reply with quote

It's always worth haggling with the insurance companies over premiums.

However good/cheap your insurance company is though - they're only as good as their claims handlers which hopefully you will never have to use but in case of an accident - you are in their hands.

PS - I'll use this to do a spot of self-advertising - if anyone needs any help in dealing with an insurance company - please let me know.  Lots of experience and knowledge to hand.


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